Accula Rapid covid-19 PCR test, result in 30 minutes. or Abbott and Carestart rapid covid-19 test is covered by many, but not all, of the insurance plans that we currently accept, including Medicare. Unless otherwise medically necessary, patients insured with will be required to pay a 130$ for Rapid PCR or $65 for Rapid Antigen upfront fee to obtain the Test. If you are uninsured, upon signing an attestation, the federal government’s HRSA program will cover your cost for the outside lab PCR test and result comes in 2-3 days.