Is urgent care covered by health insurance?

Yes, your insurance should cover a visit to an urgent care clinic. However, the cost of each form of urgent care can vary considerably, so be sure that you are well versed on what kind of policy you have with your insurance provider. Patients often receive phone and on-site approval of their insurance prior to treatment, yet weeks later, they’re left with expensive examination bills. Just like hospitals and emergency rooms, insurance coverage must be processed through a partnership network before a co-pay can be determined. If you are worried about the cost or insurance acceptance, before you book an appointment at any walk-in clinic or urgent care center , contact your insurance provider to find out if they participate in the same healthcare network. Don’t wait until you require urgent care to ask an insurance provider about coverage options.

Does Cigna cover urgent care?

Yes, Cigna does cover the cost of urgent care visits. Coverage often varies, based on the specific policy you have, so be sure to consult your plan details, including what kind of deductible or copay you can expect. Each form of urgent care comes with its own set of fees, and each service you have performed at a doctor can cause your out of pocket to vary. Follow the links above to find out more about your options.

Do retail clinics take Cigna health insurance?

Retail clinics (also called walk-in or convenient care clinics) offer consumers an easy location to receive walk-in clinic treatment, typically inside shopping centers. Your health insurance coverage is determined in the same way that it would if you visited a separate urgent care clinic facility. Although Cigna provides healthcare insurance coverage for thousands of walk-in clinic locations, you may need to check if the location is connected within our healthcare network. If the site hasn’t been added to our systems, you may pay the full amount of your co-pay or treatment bill.