Insurance & Cost
Unfortunately, most imaging services aren’t cheap, as much of the technology involved is quite advanced.
Luckily, however, most imaging clinics do accept insurance, which should greatly reduce your financial
burden. If your insurance covers imaging, you’ll just need to pay a co-pay at the time of service. The
average co-pay for patients receiving in-network imaging services was $319 in 2017.
Many plans also have co-insurance, meaning that until you meet your deductible, you’ll pay 100% of costs.
After your deductible, your insurance company may cover a majority of the fees, usually 80% to 90%, while
you’ll be responsible for the rest. For many of the above tests, you will need a doctor’s referral for the
imaging to be covered by insurance.
If you don’t have insurance, expect to pay a large sum out of pocket. According to a study from 2018, the
average cost of a CT exam in the United States was $896, and an MRI costs $1,145 on average.